FOLLOW THESE TIPS TO BE AHEAD AND SMARTER TO AVOID GETTING FRAUD.
Often times the startup of misfortunes of getting scammed is communicating with people we’ve never met before or don’t know in the individual personally. If you’ve only ever met someone online or are unsure of the legitimacy of a business, take some time to do a bit more research. Use google and do a background check and research about the person. If a message or email comes from a friend and it seems unusual or out of character for them, contact your friend directly to check that it was really them that sent it.
Due to the high volume of websites online one doesn’t know if he or she is putting in their personal card details to purchase items, most of them are fake website, it’s either you get scammed by not receiving the items or your credit/debit card details will be extracted. some feel secured when they see the green ”https” don’t think you are on a secured page because they can easily buy and install ssl certificate to make their website look legit. Read reviews about the quality of the merchandise, and make sure you are not buying cheap and/or counterfeit goods.
Often times Virus and Trojans are being sent to various emails through which it has clickable links. Links can download malware onto your computer and/or steal your identity. Be cautious even with email that looks familiar; it could be fake because it can be cloned and sent to you so if you don’t trust the sender of the email nor the email looks suspicious you should better not open it to be on the safe side.
Beware of offers that sound too good to be true
often times it’s a bait to entice you into getting involved and you get to see yourself paying for a cheap item or offer so as to get bigger items or money as the case might be. nothing is free even in a free town so watch out for those unrealistic offers its purely a scam so you don’t fall for it.
walk away from any job ad asking you for money in advance, no company seeking for workers will ask them to pay fee before getting the job, when you come across those type of offer simply work away from it because if you don’t you might be walking into scammers zone.
Public wifi is another means whereby scammers hack into people’s device through the network and steal personal information’s from the device, these information’s might include your banking details or ssn and they can use those vital information against you, so avoid connecting into free wifi networks.
Don’t believe everything you see
scammers are very good in mimicking official seals, fonts, and other details. Just because a website or email looks official does not mean that it is. Even Caller ID can be faked. so it better you look and the good and the bad side of it, been skeptical about it might save you from the hands of scammers.
Social media a major tool that plays a keyrole to scammers getting information of their victims, Scammers can find a lot about you on social media, to protect yourself, don’t share your phone number, your home address, anything related to your work, payment information, relationship status, health information, birthday or SSN. Yes, I’ve seen people do this because this are the informations they will use against you.
when making payments for goods, services, taxes, and debts. Do not pay by wire transfer, bitcoin, perfect money, prepaid money card, gift card, or other non-traditional payment method. Say no to cash-only deals, high pressure sales tactics, high upfront payments, overpayments, and handshake deals without a contract. seek for a back end track of your payment by using a traceable payment method, this will keep your end safe.
Your bank will never ask you for your online banking details or pin
banks understand the privacy it is and will never ask you of it, if you have any account issue, you better go to the bank personally to sort it out rather than be in the comfort of your home and seek for the bank customer care to call.
Scammers typically try to make you think something is scarce or a limited time offer. They want to push you into action before you have time to think or to discuss it with a family member, friend, or financial advisor. High-pressure sales tactics are also used by some legitimate businesses, but it’s never a good idea to make an important decision quickly, take your time and review any offer on your table and discuss with a close friend for advise.